Honoring and protecting jewelry since 1913.

Personal Policy Center

  • Manage My Account

    Review and make changes to your policy through your secure online account.

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  • Make a Payment

    Pay your bill online quickly and easily – anytime, anywhere.

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  • File a Claim

    Start a new claim online – or call our claims team at 888-884-2424, 7AM - 6PM CST, Monday through Friday

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Estimate Your Rate — Right Here, Right Now

Rates depend on where you live. But for most people, jewelry insurance costs 1-2% of the value of their jewelry.

For example, a $10,000 ring costs about $100 per year to insure.

I want to insure a
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It's valued at about
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Your Rate Estimate

valued at in

/ year
$0 deductible This is Jewelers Mutual's minimum policy premium.

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Have a Business Policy?

You can log in to your account to securely pay your bill online. For any other policy changes or questions, reach out to your agent or call us at 800-336-5642, ext. 2118.

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Expertise Since 1913

  • Founded By Jewelers, For Jewelers

    Jewelers Mutual was founded by jewelers determined to meet their own need for quality business insurance. We were literally founded by jewelry experts.


  • Jewelers Own Jewelry, Too

    Those jewelers later realized another unmet need – quality, expert protection for their own jewelry. Thus, we started offering personal jewelry insurance.


  • Endorsed By All the Experts

    Jewelers Mutual is the only jewelry insurer endorsed by the most well-known companies in the jewelry industry – authorities like American Gem Society and Jewelers of America

  • Experts Then, Experts Still

    Just as the founders were jewelry experts, so is our staff today. We’re proud to employ numerous GIA Graduate Gemologists and AGS Certified Gemologists.


"Excellent company – reasonable rates, great coverage and prompt and courteous service. Applying is easy and claims service is exactly as advertised…wonderful."


It All Comes Down to Trust

You trust your home to your homeowners insurance. Trust your jewelry to the actual jewelry experts. Find out how it all works and what our expertise means for you.