Manufacturing Jewelers Standard Pak
The Manufacturing Jewelers Standard Pak tailors the Jewelers Standard and Businessowners policies. Jewelry manufacturing operations that have maximum property limits of $500,000 under the Jewelers Standard Policy may choose this package.
What's Covered
Jewelers Standard provides coverage for:
- Your inventory of jewelry stock for sale.
- Primary coverage for customers' property (from those not in the jewelry business) that has been delivered or entrusted to you.
- Property of others in the jewelry business that has been delivered or entrusted to you; often referred to as "memo goods."
Businessowners Policy covers:
- Buildings
- Business personal property such as furniture, fixtures, and tenant improvements
- Loss of income, as an optional coverage, when your business is interrupted by loss or damage to real or personal property caused by a covered peril, excluding theft.
Commercial liability coverage includes:
- Bodily injury and property damage
- Medical payments
- Fire legal liability
- Ear piercing liability
Jewelers Enhancement Endorsement
The traditional Jewelers Enhancement Endorsement is included in the Businessowners Policy for no additional premium. Three other enhancement options are available for manufacturing, retail, and wholesale jewelers. Choose the enhancement that best fits your particular insurance needs.
An Optional Coverage Package is available, as well as other optional coverages such as appraisal liability and employee benefits liability.