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How much will it cost to insure my jewelry?

Annual Premium Rates
The estimated annual premium for your Personal Jewelry Insurance policy is determined by:

  • the retail replacement value of each item of jewelry you insure
  • the deductible for each item
  • the residence location of the person who will wear the jewelry

Lower your premium
You may lower your premium with optional deductible choices.

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A+ Superior rating

Jewelers Mutual has earned an A+ rating from A.M. Best Company for 23 consecutive years!