Protect your business for all its worth.

Business Insurance

Protect your business for all its worth.

Protecting your business is our business

We're committed to protecting your jewelry business. No one is more passionate about jewelry than a company founded by jewelers.

Our Core Policies

We’re here to help you find the right insurance coverage to meet the needs of your jewelry business and your budget. Here’s what we can offer you:


Our additional policies help you customize your coverage. One of our agents or brokers will help you figure out the best coverage for your business.

  • Commercial Umbrella Policy

    Add extra protection for extraordinary liabilities that may go beyond the limits of your Business Owners Policy.

  • Package ("Pak") Policy

    Combine more than one policy and enjoy the convenience of one bill and one renewal.

  • Data Breach & Cyber Related Protection

    The potential for data breaches, identity theft, cyber fraud and other threats is real. Our data breach and cyber-related protection helps safeguard your business in the digital space.

  • Employment Practices Liability

    A type of coverage that protects your business from the financial consequences associated with a variety of employment-related lawsuits.

"We would recommend Jewelers Mutual to anyone in our business. We have been in good hands for over 20 years."


Tip of the week

Prepare a Vacation Plan

While you’re on vacation, set up a call list among trusted staff members to respond to all alarms. And make sure that your alarm monitoring facility has the accurate call list. That way, if something were to happen while you are gone, you’ll be covered.

Have an Agent Contact You

Jewelers Mutual is represented by independent agents throughout the U.S. and Canada. An agent can help you design an insurance program that meets your needs and budget.

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Do you currently have insurance for your business?


Want to Chat Now?

Contact us via email or give one of our experienced agents a call for help anytime.

Founded in 1913 for jewelers, by jewelers.

Founded in 1913 for jewelers, by jewelers.

We've been serving the jewelry industry for over 100 years.


Member Advantages

There are perks to being a Jewelers Mutual policyholder. Our Member Advantages were designed to help you continue running a safe, secure and successful business.

  • Anytime Access

    We’re always here for you. If an emergency insurance-coverage or claim-reporting situation comes up before or after our normal business hours, you can still contact our jewelry insurance experts, any time.

  • Policy Comparison

    If you have insurance with another provider, bring your current policy to a Jewelers Mutual agent. They’ll go through it with you, line by line, to help you find the right insurance coverage at the right value.

  • Jeweler Programs

    Our programs make it easy to mention Jewelers Mutual jewelry insurance to your customers as an option to safeguard their jewelry.

  • The RELI(E)VE Program

    Talk confidentially with Ceridian LifeWorks masters-level counselors, have face-to-face sessions with a qualified local counseling professional, and, when needed, get on-site crisis support.

  • Your Agent Partner

    We work with independent insurance agents and brokers in the United States and Canada who specialize in providing local and personalized service for jewelry professionals like you.

"Thanks to JM, I have my family business back and my employees have a future."


All the knowledge you'll need

Once you're a Jewelers Mutual policyholder, our resource library and service center is at your disposal. These tools will help you build a well-protected business.