Protect your business for all its worth.

Business Insurance

Protect your business for all its worth.

Protecting your business is our business

We're committed to protecting your jewelry business. No one is more passionate about jewelry than a company founded by jewelers.

Our Core Policies

We’re here to help you find the right insurance coverage to meet the needs of your jewelry business and your budget. Here’s what we can offer you:


Additional coverages that will help customize your policy. Discuss your unique needs with an experienced Jewelers Mutual agent to find the right coverage for your business.

  • Appraisal Liability

  • Employment Practices Liability

  • Data Breach & Cyber Related Protection

  • Trade shows

"We would recommend Jewelers Mutual to anyone in our business. We have been in good hands for over 20 years."


Tip of the week

Make Your Annual Inventory Count

Performing this task at least once each year is an important step in protecting your business. Having a detailed and itemized listing of all physical inventory will save you time and money in the event of an insurance claim. Recovering insured losses isn’t the only reason to establish proper inventory records, they are also useful in planning. Knowing the details of your inventory can help you determine when to reorder merchandise and can help you know what’s selling and what’s not.

Have an Agent Contact You

Jewelers Mutual is represented by independent agents throughout the U.S. and Canada. An agent can help you design an insurance program that meets your needs and budget.

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Do you currently have insurance for your business?


Want to Chat Now?

Contact us via email or give one of our experienced agents a call for help anytime.

Founded in 1913 for jewelers, by jewelers.

Founded in 1913 for jewelers, by jewelers.

We've been serving the jewelry industry for over 100 years.


Member Advantages

There are perks to being a Jewelers Mutual policyholder. Our Member Advantages were designed to help you continue running a safe, secure and successful business.

  • Anytime Access

    We’re always here for you. If an emergency insurance-coverage or claim-reporting situation comes up before or after our normal business hours, you can still contact our jewelry insurance experts, any time.

  • Policy Comparison

    If you have insurance with another provider, bring your current policy to a Jewelers Mutual agent. They’ll go through it with you, line by line, to help you find the right insurance coverage at the right value.

  • Jeweler Programs

    Our programs make it easy to mention Jewelers Mutual jewelry insurance to your customers as an option to safeguard their jewelry.

  • The RELI(E)VE Program

    Talk confidentially with Ceridian LifeWorks masters-level counselors, have face-to-face sessions with a qualified local counseling professional, and, when needed, get on-site crisis support.

  • Your Agent Partner

    We work with independent insurance agents and brokers in the United States and Canada who specialize in providing local and personalized service for jewelry professionals like you.

"Thanks to JM, I have my family business back and my employees have a future."


All the knowledge you'll need

Once you're a Jewelers Mutual policyholder, our resource library and service center is at your disposal. These tools will help you build a well-protected business.