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Rates depend on where you live. But for most people, jewelry insurance costs 1-2% of the value of their jewelry.
For example, a $10,000 ring costs about $100 per year to insure.
Expertise Since 1913
Founded By Jewelers, For Jewelers
Jewelers Mutual was founded by jewelers determined to meet their own need for quality business insurance. We were literally founded by jewelry experts.
Jewelers Own Jewelry, Too
Those jewelers later realized another unmet need – quality, expert protection for their own jewelry. Thus, we started offering personal jewelry insurance.
Endorsed By All the Experts
Jewelers Mutual is the only jewelry insurer endorsed by the most well-known companies in the jewelry industry – authorities like American Gem Society and Jewelers of America
Experts Then, Experts Still
Just as the founders were jewelry experts, so is our staff today. We’re proud to employ numerous GIA Graduate Gemologists and AGS Certified Gemologists.
"Excellent company – reasonable rates, great coverage and prompt and courteous service. Applying is easy and claims service is exactly as advertised…wonderful."