A lot of people have a drawer in their house that has a collection of items that may include lesser-valued jewelry that they feel is not worth insuring on their policy. However, they would certainly be upset if they ever lost one of those items.
Open up your jewelry box and what do you see? A plethora of earrings, a few trinkets and mementos, Grandma’s earrings, a pearl necklace, a couple watches, assorted bracelets, the list goes on. It would be easy to say, “Insure it all!” But really, must you?