Slip-and-Fall Lawsuits: They Can Leave You Out in the Cold
In today’s litigious society, would your business be capable of handling a high-dollar judgment or settlement? If a customer suffers an accident that results in a slip-and-fall lawsuit on your property, you may regret not taking preventative action sooner.
While businesses in colder climates are at a seemingly higher risk, these unfortunate occurrences happen even without the presence of snow and ice.
Whether you’re in Miami or Minneapolis, this advice could spare you the pain of dealing with the aftermath of one of these accidents.
Snowy and Cold
Use entry mats. Use mats for all indoor/outdoor entrances and make sure they don’t block the door. They should lie flat and be thin enough that no one trips on the mat itself.
Communicate. Place a sign where there may be wet or slippery floors to call extra attention to those areas and help prevent accidents.
Distribute salt or sand. Make sure you stock up on salt, sand or ice melt before the first snow storm hits. Keep exterior walkways or parking lots salted or sanded.
Monitor floors. Check repeatedly for wet or slippery floors, especially during inclement weather or when customer traffic is high.
Sunny and Warm
Keep it clean. Your sidewalks and parking lots should be in good repair, free of debris, and any cracks or uneven surfaces should be addressed.
Follow the rules. Make sure your premises are in accordance with local business codes. This involves proper outdoor lighting and the height of stairs and rails among other regulations.
Communicate. Snow and ice don’t have to melt for you to let your customers know there’s a slick spot on your floors. Aside from your floors, apply decals to large glass displays that could accidentally be walked into.
Despite your best efforts, some people are just more accident-prone than others.
When unforeseen incidents end up happening, an umbrella policy can protect you from damages that exceed your regular insurance policy.