The Clarity Blog

Vaults 101: Know Different Types of Vaults, Their Ratings, and More

Picture of a vault

When you’re opening a new store or considering a move, one of the most important considerations may be the potential for a vault. Vaults make store set up and take down more efficient and can also decrease the wear and tear on your merchandise.

Because of their weight and the installation required, having a vault requires planning ahead of time. If you are looking to install a vault, involve your agent and insurance company as soon as possible!

Types of Vaults

Vaults can be either poured in place or modular. There can also be a combination of the two. The advantage of a modular vault is that it could be disassembled and taken with you should you ever relocate your business. However, you need to decide which application will work best for you and the budget you are working with.

Know the Ratings

Poured in place and modular vaults are classified by Underwriters Laboratories (UL) based on the length of time their doors and walls can defend against a burglarious attack. The four classifications are as follows:

  • Class M – 15 minutes
  • Class 1 – 30 minutes
  • Class 2 – 60 minutes
  • Class 3 – 120 minutes

When you choose a vault, work closely with your insurance agent/broker and underwriter to ensure your selection will meet requirements for protection of your inventory.

Plan for the Future

Remember that you only have one chance to build the right container. Consider how your business might grow and plan accordingly.

Double Your Protection

If you need additional capacity to store inventory, consider placing a safe inside your vault. By working with your underwriter, you may be able to double the capacity of the container inside the vault, because there are two layers of protection around the merchandise that’s inside!