Coverage What types of items are covered? What does a personal jewelry policy cover? Do you have a sample policy I can review? How much should I insure my jewelry for? What doesn't a rider to my homeowners insurance cover? Is my jewelry covered when I travel worldwide? all coverage questions Appraisals What is an appraisal? How do I submit an appraisal? Do I need an appraisal to apply for insurance? Do I have to send my jewelry to you for an appraisal? How do I find a professional appraiser? How frequently do I need to get an updated appraisal? all appraisal questions Getting Started How much does jewelry insurance cost? How do I apply for insurance? What is a deductible? What is a premium? Who is eligible? Who can purchase coverage? Do you offer payment plans? all getting started questions My Policy How do I add, remove or update an item on my policy? How do I update my address? How can I change my deductible? How do I cancel my policy? Is there anything I need to do after my jewelry is insured? Will my ring change in value over time? all policy questions Claims How do I file a claim? What does a typical claim process look like? How long will it take for a claim to be settled? What if something happens to my jewelry and the jeweler cannot find the same stone I had? How long do I have to file a claim? What if my jeweler fixes my item before I file a claim? all claims questions Popular questions What exactly does a personal jewelry insurance policy cover? Do I need an appraisal to apply for insurance? How do I make a payment?