Frequently Asked Questions

Who is eligible? Who can purchase coverage?

US or Canadian residents (excluding Québec) over the age of 18 are eligible to apply. The person wearing the jewelry item must also live within the US or Canada (excluding Québec). You must be in possession of the jewelry at the time you apply for insurance, and the jewelry must not need repairs or maintenance. If you have concerns about eligibility call us at 888-884-2424 or apply online.

Do you offer payment plans?

If your yearly premium is over $200, you may qualify for a payment plan. This option will be available when you apply for insurance. We do not offer monthly payment options.

What is a premium?

The amount paid to maintain insurance coverage, typically yearly. You pay this portion regardless if you file a claim or not.

While deductibles and premiums are separate entities, they're interrelated. The higher deductible you choose, the lower your premium will be.