Experts in jewelry business insurance since 1913.
Jewelers Block Policy
Protect your inventory, stock on memo or consignment, goods in process and raw materials, and customers' property entrusted to you from risks like crime and fire with a jewelers block policy.
Businessowners Policy (BOP)
Get protection for your business personal property, building, non-jewelry inventory, business income, and other expenses from liability-related risks in addition to crime and fire.
Commercial Umbrella Liability Policy
Add extra protection for extraordinary liabilities that may go beyond the limits of your Businessowners or other liability policies from risks like bodily or personal injury.
Appraisal Liability
Covers errors or omissions in performing written appraisals on jewelry.
Employment Practices Liability
Protection from the financial consequences associated with a variety of employment-related lawsuits.
Data Breach & Cyber Related Protection
Coverage for data compromise, e-commerce, computer fraud/funds transfer fraud, and identity fraud expense.
Trade shows
Additional protection provided while attending jewelry industry events.
Hired & Non-Owned Auto Liability
Covers bodily injury or property damage arising out of the use of an auto in a variety of business situations.
Stock Disappearance
Covers unexplained losses other than those discovered taking inventory or from packages received in good condition.
Workmanship
Covers loss or damage to property belonging to others not in the jewelry trade that is being worked on.
Reducing Jewelry Crime Takes All of Us
Our commitment is to the safety and security of the jewelry industry. We encourage all jewelers to take collective action against crime and rethink your safety strategy. Increasing safety and security builds confidence with your customers to shop for jewelry without worry – further fueling the economy – as we continue to support, protect and grow jewelry businesses for the future.
Hear what jewelers are saying about Jewelers Mutual.
"I know if I do need Jewelers Mutual, I’m not going to be asked to prove 11 different ways why I need Jewelers Mutual. This is what happened, here’s the facts. You have a true assurance with their insurance."
John Carter
Owner, Jack Lewis Jewelers
Tools for Your Business
Going beyond insurance, Jewelers Mutual Group is supporting the jewelry industry with a comprehensive line of products available to you through the Zing platform. The Zing platform is available for anyone in the jewelry industry and features tools like JM™ Shipping Solution, JM™ Care Plan, and a retail insurance appraisal tool.