How the Big Names Compare to the Jewelry Insurance Experts
Jewelry is typically covered under renters and homeowners insurance policies. But that coverage is not usually enough to cover
the full replacement cost, and even a jewelry-specific rider added to your homeowners policy has its limits.
|See How We Compare||Jewelers Mutual Group||Typical Homeowners||Typical Rider|
|Damage||Not always covered||Not always covered|
|Flood or Earthquake||Not always covered||Not always covered|
|Out-of-Pocket Cost||$0 deductible option||Homeowners deductible applies||May have a deductible|
Protecting All Things Jewelry Since 1913
Jewelry insurance is only as good as the company standing behind it. Protect yours with the only insurer in North America solely dedicated to jewelry insurance for over 100 years.
What's Covered Under Jewelry Insurance
We provide all types of jewelry insurance, including engagement ring insurance. Watches, earrings, and even loose stones while being set - yep, we cover those too.
No matter the type of jewelry you insure, it'll be protected by our comprehensive repair or replacement coverage. Plus, your coverage includes worldwide travel.
What Our Policyholders Say
How much does jewelry insurance cost?
for a $5,000 ring in Dallas (75043) with a $100 deductible
for a $2,500 chain in Las Vegas (88901) with a $0 deductible
for a $3,000 bracelet in Chicago (60614) with a $0 deductible
for a $7,000 watch in Oakland (94577) with a $100 deductible
for a $5,000 ring in New York (10016) with a $100 deductible
for an $5,000 ring in Toledo (43460) with a $0 deductible
for an $2,500 watch in Orlando (32829) with a $0 deductible
for an $8,000 ring in Seattle (98107) with a $0 deductible
All Things Jewelry Insurance, All in One Place
We’re here to make this choice as easy as possible for you, every step of the way. That’s why we created a free guide to jewelry insurance to help you decide how to best protect your jewelry.