First things first: a jewelry insurance policy from Jewelers Mutual is a repair or replacement policy.
Instead of just getting a check, you'll work directly with your jeweler (not someone we choose for you) to repair your jewelry or find a suitable replacement piece. Jewelers Mutual will work with your jeweler behind-the-scenes to coordinate payment.
Now that it's clear you'll receive a same-kind-and-quality replacement, not a check, let's move on to what is and isn't covered.
You’ve picked out the perfect engagement ring. And hopefully you’ve already asked the parents for permission, right?
Now you’re ready to “pop the question” and ask your love for their hand in marriage. Or maybe, you're just not ready for that step because you find yourself struggling to plan the perfect proposal. And you keep on seeing all these perfect, and sometimes over-the-top proposals pop up on your social media feeds.
In all seriousness, the answer is probably yes. In most cases, it is financially logical for you to insure your engagement ring. Read to learn if jewelry insurance is right for you.
Life happens. No matter how hard we try, we cannot plan for the unexpected.
That’s why you get home, auto, life, and, of course, jewelry insurance. It’s your safety net so that if something happens, you can fix it and forget it. But how exactly do you file a jewelry insurance claim? What do you need to do?
The moment of a marriage proposal is a blur, whether or not you are the one down on a knee or you are the one with a ring placed on your finger. No matter how much you want the moment to last forever, it goes by all too quickly.
Sure, having friends snap pictures and videos on their smartphones or hiring a photographer are great ways to document your moment forever. But what if you want to relive your emotions from the “ring’s-eye-view”?
