Life happens. No matter how hard we try, we cannot plan for the unexpected.
That’s why you get home, auto, life, and, of course, jewelry insurance. It’s your safety net so that if something happens, you can fix it and forget it.
But how exactly do you file a jewelry insurance claim? What do you need to do?
If you're with Jewelers Mutual, follow the four simple steps below.
All too often we get phone calls that start out, “I was taking a shower, and ...”
What comes next? You guessed it - a story about how a piece of jewelry was suddenly washed down the drain.
Whether you have an extensive jewelry collection or not, there are circumstances in which it is vital to have quick access to a record of all the jewelry you own.
Jewelry hazards exist year-round. From falling down drainpipes to flinging off with a winter glove, there are opportunities for a lost ring at every turn.
But summer (or vacation!) brings a host of unique challenges.
Look up the definition of insurance and you'll find words like "reimbursement" and "compensation." That makes sense, since most insurance policies rectify losses by cutting you a check.
In the case of jewelry insurance, a cash payout isn't always your best option.
Read on for a comparison of how jewelry insurance works for a replacement policy versus a traditional reimbursement.
Shock. Disbelief. Anguish.
Buying a new piece of jewelry is exciting. You get lost in the sparkle and admire the way it graces your finger or lays just right across your collarbone.
In order to protect your business from further hardship after a loss, it’s best to report the loss and file a claim promptly so Jewelers Mutual can help you recover as quickly as possible.
Here’s a quick rundown of some common claims myths and the truth that is behind them:
As wearable technology evolves, more tech companies are collaborating with jewelry manufacturers and designers to keep smart jewelry on the forefront of fashion.
And it’s not only with the smart watch. We’re starting to see wearable tech that isn’t even recognizable as such at first glance – it’s just as beautiful as high-end fine jewelry.
We often boast that Jewelers Mutual’s personal jewelry insurance includes worldwide coverage. Now, we’re not saying that’s not something to brag about, but we do get a lot of questions about the specifics of certain travel situations.