Life happens. No matter how hard we try, we cannot plan for the unexpected.
That’s why you get home, auto, life, and, of course, jewelry insurance. It’s your safety net so that if something happens, you can fix it and forget it. But how exactly do you file a jewelry insurance claim? What do you need to do?
First things first: a jewelry insurance policy from Jewelers Mutual is a repair or replacement policy.
Instead of just getting a check, you'll work directly with your jeweler (not someone we choose for you) to repair your jewelry or find a suitable replacement piece. Jewelers Mutual will work with your jeweler behind-the-scenes to coordinate payment.
Now that it's clear you'll receive a same-kind-and-quality replacement, not a check, let's move on to what is and isn't covered.