"How much is my jewelry worth and is it covered for current value?"

You’re not alone if you don’t know the answer. The most important thing is that you find out and keep your jewelry covered for current value before it’s too late. 

Look up the definition of insurance and you'll find words like "reimbursement" and "compensation." That makes sense, since most insurance policies rectify losses by cutting you a check.

In the case of jewelry insurance, a cash payout isn't always your best option. Read on for a comparison of how jewelry insurance works for a replacement policy versus a traditional reimbursement.

With Valentine’s Day less than a month away, flowers and chocolates are not the only things in abundance. In 2020, Valentines Day was the most popular day to get engaged, per The Wedding Wire. COVID-19 may have been a factor since it was one of the last holidays to be celebrated pre-pandemic. Nevertheless, it's one of the most romantic holidays, so we're not surprised many couples chose this day for an engagement.

All too often we get phone calls that start out, “I was taking a shower, and ...”

What comes next? You guessed it - a story about how a piece of jewelry was suddenly washed down the drain.

The simplest way to avoid a lost ring down the drain is to not wear jewelry in the shower. But, accidents happen, and we're here to help.

You know what they say...if you have to ask...

In all seriousness, the answer is probably yes. In most cases, it is financially logical for you to insure your engagement ring. Read to learn if jewelry insurance is right for you.