All too often we get phone calls that start out, “I was taking a shower, and ...”

What comes next? You guessed it - a story about how a piece of jewelry was suddenly washed down the drain.

The simplest way to avoid a lost ring down the drain is to not wear jewelry in the shower. But, accidents happen, and we're here to help.

You know what they say...if you have to ask...

In all seriousness, the answer is probably yes. In most cases, it is financially logical for you to insure your engagement ring. Read to learn if jewelry insurance is right for you.

Whether you're already engaged, thinking of popping that question, or expecting a proposal soon, you may be wondering...

Who insures the engagement ring, bride or groom?

There are those of us who love this time of year for all its joy, togetherness and sentiment. Then there are the criminals who treat the holiday season like open season with us — and our arms loaded with shopping bags — being the prime targets.

A lot of people have a drawer in their house that has a collection of items that may include lesser-valued jewelry that they feel is not worth insuring on their policy. However, they would certainly be upset if they ever lost one of those items.