Getting a ring appraisal isn't exactly something you do every day, and unknowns can be intimidating.

It’s time to set the record straight on some common misconceptions about when a ring appraisal is needed, when it isn’t, and which details are required for insurance. Read on to learn more.

A well-fitting ring is a safe ring. Ensuring a proper fit helps safeguard against rings flinging off with your gloves or needing a surprise ring-removal ER trip after an allergic reaction or a long day out in the hot sun.

Deciding to resize your ring is the first step. But who pays for it? You? Your jeweler? Your insurance company?

Warranty. Homeowners insurance rider. Specialized jewelry insurance.

What in the world is the difference?

Those who wonder how much gold is worth likely fall into two camps:

1. Gold buyers and sellers
2. Curious gold jewelry owners

This article is for the latter.
 

There are those of us who love this time of year for all its joy, togetherness and sentiment. Then there are the criminals who treat the holiday season like open season with us — and our arms loaded with shopping bags — being the prime targets.