We often boast that Jewelers Mutual’s personal jewelry insurance includes worldwide coverage. Now, we’re not saying that’s not something to brag about, but we do get a lot of questions about the specifics of certain travel situations.

That feeling of dread that trickles down through your body, starting in your throat and traveling down to the pit of your stomach ...

Imagine hearing the sickening crack of metal breaking in half and reaching down to feel a jagged edge, immediately realizing your wedding band just snapped in two. You're now overcome with a secondary wave of dread as you envision the ensuing battle with your insurance company.

This was Ann's story, a Jewelers Mutual policyholder, and her initial reaction when knowing she'd need to make a claim.

The Ultimate Guide to the Perfect Proposal: Part 2 of 3

You choose the perfect location, pick up a new outfit, and select exactly the right music to set the mood. The ring is precisely what she has been hinting at and you just know she is going to say "yes." But what happens if the ring gets damaged, lost or stolen before the big moment?

You don’t always have time to look over every detail about your insurance policy. Fortunately, details are our business.

We’re here to help give you a better understanding about WHY your personal jewelry coverage from Jewelers Mutual is the right choice for your jewelry. Having that knowledge will give you peace of mind if your jewelry ever becomes lost, stolen or damaged.

Valentine’s Day has come and gone, but we at Jewelers Mutual hope your new jewelry lasts forever.

According to the Insurance Information Institute, “rings, watches and other jewelry items are among the most frequent of all home insurance content-related claims.”