Open up your jewelry box and what do you see? A plethora of earrings, a few trinkets and mementos, Grandma’s earrings, a pearl necklace, a couple watches, assorted bracelets, the list goes on. It would be easy to say, “Insure it all!” But really, must you?

Your engagement ring likely holds greater sentimental value than anything you own. It’s also the most beautiful piece of jewelry that you own, and the most expensive!

In fact, for most people, their engagement ring is one of the most valueable household assets, after the house and car.

Do you own jewelry that was inherited by a family member and don’t wear often? Have valuable pieces that you only bring out on special occasions?

It wasn’t long ago when Jewelers Mutual account representative, Adam, experienced the same paranoia that a lot of guys go through in the days leading up to a proposal: Keeping his mouth zipped in conversation, not trusting the ring will be safe in his care, and being careful with whom he told so the secret doesn’t slip.

The stress of picking out the perfect engagement ring, purchasing it, and then mustering up the courage to propose can make a guy a nervous wreck.