In most cases, insuring an engagement ring is much more affordable than you think. Which is great, since protecting your jewelry is one of the best things you can do to safeguard yourself from unnecessary heartache (and financial hardship).
So, how much does it cost to insure an engagement ring?
Finding out your homeowners or renters insurance falls short after you’ve already lost your ring leaves you wondering what to do next. Do you pay for a replacement out of your own pocket? Or go without a ring?
Rock. Hard place.
So how do you know which insurance option won't leave you empty-handed when the unexpected happens? The first step is understanding exactly which situations are covered and for how much.
Maybe it’s hot out. Maybe you wore your ring when you shouldn’t have. (Swollen fingers from working out, anyone?) Maybe you tried on a friend's ring - a friend whose fingers are slightly smaller than yours.
Now you can’t get that ring off! Good news: we have a couple tricks that will get that ring off in no time.