Remember the classic grade-school excuse for not turning in homework? You’ll be happy to know that “My dog ate it” works for jewelry claims too.

There is much to be said for the charm jewelry trend that’s sweeping the nation. Retail Jeweller magazine listed charms among the big trends for 2011.

Imagine looking at your diamond ring only to discover that the center stone is missing, or you open your jewelry box to get that special diamond pendant and it’s gone.

It may be the end of January, but the heat is on! Do you feel it?

Guys, as you’ve been enjoying the playoff games, have you at any point felt a sudden urge to buy a pair of diamond earrings or a heart-shaped pendant necklace?