In most cases, insuring an engagement ring is much more affordable than you think. Which is great, since protecting your jewelry is one of the best things you can do to safeguard yourself from unnecessary heartache (and financial hardship).

So, how much does it cost to insure an engagement ring?

What jewelry pieces do you bring along when you travel? If you're like most people, you leave your most expensive pieces behind for safekeeping. (Smart choice.)

But what if you're not jet-setting to your favorite beach? What if you're traveling for a wedding or for business? In those cases, you may want to have some of your fine jewelry along.

Happy birthday, fellow June babies! You get to brag about having not just one, or two, but THREE June birthstones to choose from. June's birthstones are the Pearl, Alexandrite and Moonstone, depending on the resource ... or heck, your moods. It’s your prerogative!

What's not covered under homeowners insurance? (At least not well enough.)

Spoiler: It's jewelry.

You’ve been given a pair of gold-toned hoop earrings—and you love them! But you suspect the metal isn’t real gold, but perhaps brass or some other alloy. How can you be sure either way? Use these tests to find out if your glittering jewel is genuine gold.