Core Policies

Customizable protection backed by over 100 years of industry expertise and a team that knows your business. From large and small retailers to manufacturers, wholesalers, custom designers and appraisers -- we can help you get the exact coverage you need.

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Jewelers Block Policy

Protect your inventory, stock on memo or consignment, goods in process and raw materials, and customers' property entrusted to you from risks like crime and fire with a jewelers block policy.

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Businessowners Policy (BOP)

Get protection for your business personal property, building, non-jewelry inventory, business income, and other expenses from liability-related risks in addition to crime and fire.

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Commercial Umbrella Liability Policy

Add extra protection for extraordinary liabilities that may go beyond the limits of your Businessowners or other liability policies from risks like bodily or personal injury.


Get extra peace-of-mind with coverages that go beyond core policies with jewelry store insurance through Jewelers Mutual.

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Appraisal Liability

Covers errors or omissions in performing written appraisals on jewelry.

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Employment Practices Liability

Protection from the financial consequences associated with a variety of employment-related lawsuits.

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Data Breach & Cyber Related Protection

Coverage for data compromise, e-commerce, computer fraud/funds transfer fraud, and identity fraud expense.

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Trade shows

Additional protection provided while attending jewelry industry events.

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Hired & Non-Owned Auto Liability

Covers bodily injury or property damage arising out of the use of an auto in a variety of business situations.

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Stock Disappearance

Covers unexplained losses other than those discovered taking inventory or from packages received in good condition.

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Covers loss or damage to property belonging to others not in the jewelry trade that is being worked on.

Reducing Jewelry Crime Takes All of Us

Our commitment is to the safety and security of the jewelry industry. We encourage all jewelers to take collective action against crime and rethink your safety strategy. Increasing safety and security builds confidence with your customers to shop for jewelry without worry – further fueling the economy – as we continue to support, protect and grow jewelry businesses for the future. 

Customer Stories

Hear what jewelers are saying about Jewelers Mutual.

"I know if I do need Jewelers Mutual, I’m not going to be asked to prove 11 different ways why I need Jewelers Mutual. This is what happened, here’s the facts. You have a true assurance with their insurance."

John Carter
Owner, Jack Lewis Jewelers

Tools for Your Business

Going beyond insurance, Jewelers Mutual Group is supporting the jewelry industry with a comprehensive line of products available to you through the Zing platform. The Zing platform is available for anyone in the jewelry industry and features tools like JM™ Shipping Solution, JM™ Care Plan, and a retail insurance appraisal tool.

Find an Agent

Independent agents across the U.S. and Canada are ready to assist you. We'll get you in contact with someone nearby.

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