We're committed to protecting your jewelry business. No one is more passionate about jewelry than a company founded by jewelers.
We’re here to help you find the right insurance coverage to meet the needs of your jewelry business and your budget. Here’s what we can offer you:
Protect your inventory, stock on memo or consignment, goods in process and raw materials, and customers’ property entrusted to you from:
Get protection for your business personal property, building, non-jewelry inventory, business income, and other expenses from:
Add extra protection for extraordinary liabilities that may go beyond the limits of your Businessowners or other liability policies.
Be covered for loss amounts that exceed the underlying coverage limits for:
Additional coverages that will help customize your policy. Discuss your unique needs with an experienced Jewelers Mutual agent to find the right coverage for your business.
Covers errors or omissions in performing written appraisals on jewelry.
Protection from the financial consequences associated with a variety of employment-related lawsuits.
Coverage for data compromise, e-commerce, computer fraud/funds transfer fraud, and identity fraud expense.
Additional protection provided while attending jewelry industry events, as well as your time traveling to and from them.
Covers bodily injury or property damage arising out of the use of an auto in a variety of business situations.
Covers unexplained losses other than those discovered taking inventory or from packages received in good condition.
Covers loss or damage to property belonging to others not in the jewelry trade that is being worked on.
"We would recommend Jewelers Mutual to anyone in our business. We have been in good hands for over 20 years."
As soon as you’re able to safely return to your business, the first thing you should do is contact your agent — or if you’re already a Jewelers Mutual policyholder, contact our claims team directly at email@example.com. After you’re in touch with them, don’t rush the recovery process. The next action you should take is photographing the damage. Then, do everything you can to protect anything that’s not damaged until your agent or claim adjuster is on the scene. Get more tips on The Clarity Blog.
Jewelers Mutual is represented by independent agents throughout the U.S. and Canada. An agent can help you design an insurance program that meets your needs and budget.
Contact us via email or give one of our experienced agents a call for help anytime.
We've been serving the jewelry industry for over 100 years.
There are perks to being a Jewelers Mutual policyholder. Our Member Advantages were designed to help you continue running a safe, secure and successful business.
Talk confidentially with masters-level counselors, have face-to-face sessions with a qualified local professional, and get on-site crisis support if your business suffered a violent crime or other catastrophe.
Increase revenue and strengthen customer relationships by offering protection from damage due to normal wear.
Mention personal jewelry insurance to your customers and get paid for each qualifying description your customers provide us. Plus, earn more on claim-related work.
Compare and select shipping options with an easy-to-use platform that lets you take advantage of exclusive discounts, easy insurance options for your packages, and much more.
"Thanks to JM, I have my family business back and my employees have a future."
Once you're a Jewelers Mutual policyholder, our resource library and service center is at your disposal. These tools will help you build a well-protected business.