JM Risk Services

Keep your business safe and
secure with JM™ Risk Services.

Owning a jewelry business can be risky business and we’re here to guide you with
expert advice to help mitigate risks and keep your business safe and secure.

Loss Prevention and Risk Management Solutions

We’ve been protecting the jewelry industry since 1913, and with a dedicated loss prevention program in place for decades, we’ve learned a thing or two about how to help jewelers keep their stores running safely and securely.

JM Risk Services

What is JM™ Risk Services?

JM Risk Services is a division of Jewelers Mutual Group dedicated to providing loss prevention education and multi-faceted risk management solutions to our policyholders as well as the entire jewelry industry.

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Commercial policyholder-only benefits

As a Jeweler Mutual Group commercial lines policyholder, you have access to member benefits like: off-site storage and transportation at a discounted rate, counseling services after trauma, boarding up services for your store in case of severe weather or civil unrest.

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Programs for any jewelry business owner

All business owners in the jewelry industry have the opportunity to enroll in certain programs regardless of being a policyholder or not. Our current offering includes an alarm guard response program at a subsidized cost.

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Complimentary educational resources and training for all

Free educational tools for all members of the jewelry industry. Articles, videos and checklists provide you with tools and education to keep your business secure.

Secure Your Jewelry Store

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Sensor Monitoring

Sensor systems supported by Hartford Steam Boiler provide 24/7 monitoring of your business and detect issues caused by water intrusion or a power outage. 

Free for commercial lines policyholders.
 

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Alarm Response

With the Alarm Response program, supported by Securitas, you can have peace of mind knowing that security officers are ready and able to respond to any type of alarm security breach, threat or concern. 

Fee for services; available industry wide.

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Board-up Services

We offer policyholder-exclusive board-up services for your store from ServiceMaster. Contact ServiceMaster at 877-463-7948 and tell them you’re a Jewelers Mutual policyholder. Arrange service with your local ServiceMaster and we will pay 50% of your cost up to $1,000*. ServiceMaster will invoice you for the remaining balance. 

Subsidized cost for commercial lines policyholders.

 

*Offer does not apply if a different contractor is used.   

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Off-site Storage and Transportation

Need help moving your merchandise to or from a bank vault or storage facility? Secure transportation is included in your policy when you use Malca-Amit services. We will cover the cost of transportation on your behalf if Malca-Amit is available in your area.   

Subsidized cost for commercial lines policyholders.

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Support You and Your Staff

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Relieve Benefit 

If you and your business suffer a violent crime or other catastrophe, changes to your emotional and psychological well-being are a normal response to an abnormal situation. We offer complimentary crisis support for you and your staff from certified counselors.

Free for commercial lines policyholders.

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JM™ University

The jewelry industry's preeminent online training resource features educational courses – complimentary for all jewelers – to help you run a well-protected and successful jewelry business.

Free; available industry wide.

 

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Crime Package Membership 

Receive complimentary membership for you and your staff to the Jewelers’ Security Alliance or Jewellers Vigilance Canada, two leading organizations dedicated to crime prevention for the industry.  You receive tools, tips and resources necessary to ensure your business is safe and secure.

Free for commercial lines policyholders.

Support to Keep Your Jewelry Business Safe

Over the years, we’ve developed key relationships with the Jewelers’ Security Alliance, Jewellers Vigilance Canada and jewelry, alarm and law enforcement communities to closely monitor crime trends and effectively promote comprehensive loss prevention and risk management strategies. Our dedication to providing education, resources and services helps ensure your safety and keep your losses to a minimum. 

Watch what jewelers have to say about our loss prevention support for their businesses.

Free Downloads and Jeweler Resources

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Order Security Materials

Our free jewelry store security materials help supplement your existing physical and electronic security to discourage criminals from targeting your business. Order materials such as showcase displays, window clings and power box stickers. 

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Clarity Blog

The Clarity Blog has information, tips, tools and techniques aimed at helping you run a more secure and successful business. Check back often for the latest posts to stay in-the-know with the latest loss prevention information. 

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A Jeweler’s Guide to 24/7 Security

Turn to this resource for daily safety and security advice regarding opening and closing procedures, recognizing suspicious activity, digital and home security as well as safe shipping and travel.  

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Checklists and Guides

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Videos and Guides

View all of our Ask the Expert videos and downloadable PDFs to learn more about keeping your jewelry store safe.

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