When you’re thinking about insurance, your jewelry inventory isn’t the only valuable property you should cover. Think about everything else that’s in your store, from your computer to your desk. That business personal property should be covered by a Business Owners Policy.
What business personal property is covered by insurance?
A Business Owners Policy can protect you against loss of a wide range of personal property, including:
- Safes and vaults
- Alarm systems
- Tools and equipment
- Showcases
- Furniture
- Computer equipment
- Office supplies
- Tenant improvements in a leased space
Liability coverage for a Business Owners Policy
A Business Owners Policy can also protect you against liability for occurrences such as a customer falling and getting injured on your property. It may also offer protection for ear piercing liability, appraising customers’ goods, and challenges to your hiring, firing and HR practices.
Wondering what Business Owners Policy is right for you? Make sure you have a trusted insurance agent or broker who can help you determine the appropriate coverage for your jewelry business needs.
