Why Jewelers Mutual Is Your Best Jewelry Insurance Choice
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Like Kind and Quality Replacement With Your Jeweler
We work directly with your trusted jeweler of choice, not a predetermined jeweler network, to get your jewelry repaired or replaced with an item that’s of the same kind and quality as the original.
Quick and Easy Online Quote
Get a quick and easy coverage quote for all your jewelry in minutes, with no strings attached. Just tell us a little about yourself and your jewelry – it’s that easy.
$0 Deductible Option and Discounts Available
Choose a deductible that fits your budget, as low as $0. You may also qualify for discounts if you have a home alarm, a diamond grading report or store your jewelry in a safe deposit box.
*Requires underwriting review and approval.
Jewelry Replacement Value Protection
Jewelry prices fluctuate with the market and inflation, so we automatically adjust your jewelry's value to try to keep you properly covered.
*Benefit offered at renewal for policies with appraisals more than two years old.
Compare Jewelers Mutual to Other Jewelry Insurance Options
Coverage* / Feature
Typical Homeowners / Renters Insurance
Typical Riders
Loss
Theft
Damage
Not always covered
Not always covered
Disappearance
Natural Disasters
Not always covered
Not always covered
Worldwide Travel
Not always covered
Preventive Maintenance
Not always covered
Not always covered
$0 Deductible Option
Homeowners / renters deductible applies
May have deductible
Founded by Jewelers 110 Years Ago
Established by jewelers in 1913, Jewelers Mutual remains the only insurer committed to safeguarding jewelry for more than a century. We're proud of our ability to navigate decades of changes in both the jewelry and insurance industries, proving our coverage is time-tested and built to last.
A Real Insurance Company Standing Behind You
We are a real insurance company that backs our own policies. Unlike others who act as go-betweens, and sell policies from other companies, we handle everything ourselves. If you ever need to make a claim, you'll work directly with us, making the process simpler for you.
Gemological Institute of America Graduate Gemologists
We employ numerous GIA Graduate Gemologists, who train at the Gemological Institute of America. They become proficient in the technical and practical aspects of gemstone evaluation, utilizing criteria such as the 4Cs, the International Diamond Grading System™, and the Colored Stone Grading System.
American Gem Society Certified Gemologists
and Sales Associates
We also have multiple AGS Certified Gemologists and Sales Associates on staff. They complete advanced training from the American Gem Society, showcasing expertise in testing procedures for diamonds, gemstones, and precious metals.
American Gem Society
Jewelers of America
Jewelers Security Alliance
Jewellers Vigilance Canada
Canadian Jewellers Association
Canadian Jewellry Group
Manufacturing Jewelers and Suppliers of America
Women’s Jewelry Association
A+ Superior Rating from A.M. Best
As of November 2024, recognized for 38 consecutive years, an A+ Superior Rating from A.M. Best signifies a high level of financial stability and credibility in the insurance industry, indicating that the company is well-equipped to meet its financial obligations and honor commitments to policyholders.
Ward's 50®
Recognized for the 14th consecutive year, the Ward's 50 List acknowledges the leading property-casualty companies, meeting stringent safety and consistency criteria, over a 5 year period.
Deloitte’s Wisconsin 75™
Achieving Deloitte's Wisconsin 75™ award for 5 consecutive years highlights consistent placement among the top 75 fastest growing and financially successful private businesses in Wisconsin, known for innovative and forward-thinking solutions.