Frequently Asked Questions

Do you offer payment plans?

If your yearly premium is over $200, you may qualify for a payment plan. This option will be available when you apply for insurance. We do not offer monthly payment options.

What do I need in order to apply for coverage?

If someone else wears the jewelry: Wearer's Name and Address

If the wearer has an alarm system: Alarm System Details

Documentation: To apply, you only need the appraisal value (if it's been appraised) or full purchase price of your item(s). It's highly recommended that you upload an appraisal or detailed receipt, to ensure exact repair or replacement in the event of a claim.

Don't have documentation on you? Apply now, upload later. That way your coverage can start ASAP.

Do you offer discounts?

Yes. Depending on your state, discounts may be available if you have a security system at home, store your jewelry in a safe deposit box, or if you have documentation showing your jewelry has been inscribed with an identification number from one of our approved industry partners, known as a “Gem ID”.