Frequently Asked Questions

Do you have a sample policy I can review?

Yes. You can review a sample policy for more details about specific situations covered. Your actual policy language may vary depending on your state and the underwriting company issuing your policy.

What doesn't a rider to my homeowners insurance cover?

Depending on your policy, a rider may leave out coverage for disappearance, one of the most common causes of jewelry loss. A jewelry rider also won't have:

  • Assurance that a claim won't affect coverage on your house and everything in it
  • The promise to work with your jeweler, the one whom you already know and who knows your jewelry
  • Jewelry experts to help you through the process

How do I know if my jewelry is worth insuring?

If your piece was ever lost, broken, or stolen, would you be upset or unable to pay for a replacement? If the answer is yes, then it’s valuable enough to insure.

The first step is checking your rate to see the cost of peace of mind that comes with protecting your precious jewelry.