Frequently Asked Questions

What is a premium?

The amount paid to maintain insurance coverage, typically yearly. You pay this portion regardless if you file a claim or not.

While deductibles and premiums are separate entities, they're interrelated. The higher deductible you choose, the lower your premium will be.

How do I apply for insurance?

You can apply for insurance online or by calling us at 888-884-2424. Sorry, we no longer accept printed or paper applications.

What is a deductible?

A deductible is an amount of money that you have to pay for something before an insurance company replaces the item. When your deductible increases, your premium decreases and vice versa.

With Jewelers Mutual Group, you choose your deductible. Options start at $0.