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High end Jewelry Insurance 

Trusted for over 110 years in the jewelry insurance industry.

Call for a quote Check your rate

Real human support

Check your rate online 24/7, or speak directly with our trusted, top-tier agents at 800-417-0598, available Monday through Friday from 7am to 7pm CT. 

Your replacement is on your terms

In the event of a claim, you choose the jeweler you are most comfortable with sourcing a replacement piece.

Onsite certified experts

Our team includes GIA Graduate Gemologists and AGS Certified Sales Associates and we’re exclusively endorsed by leading authorities in the jewelry industry.

Over a million people trust us3

I've had this company for over 20 years. Whenever an item was lost or needed to be replaced or repaired they did so without any problems.

Belinda

The wife and I had no idea we could insure her ring separate from our household things. We were made aware of this by our Geico rep. Simple, easy and inexpensive. Thanks Geico.

Bobby B.

It was easy to fill out the application. I was happy to get a discount because we have a home security system. I will probably never need this insurance but it does give me piece of mind!

Linda

Pleasant people answer the phones, not machines. They quickly get you to the person you need to speak to, not a voicemail. Their rates are extremely competitive. What more could you ask for from an insurance company?

Mel L.

Fantastic and easy experience that provides me enormous peace of mind at an affordable price.

Sean J.

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What jewelry does insurance cover?

A new diamond ring still in the box

Rings

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Bracelets

Teardrop Earrings

Earrings

Watch display

Watches

Pearls in a pile

Pearl strands

Gold Chain Bracelet

Chains

Pendant Necklace

Pendants

Beetle Brooch

Brooches

Diamonds

Loose stones

Open Jewelry Box

and more

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Risks we cover

Loss

You can trace it back— your bracelet slipped off while shopping. You can point to the moment it went missing, and you’re covered.

Theft 

A break-in at home or a pickpocket on vacation—no matter where it happens, we’ll replace what’s stolen.

Damage

A prong bends, a gemstone chips, or your bracelet takes an unexpected dip in the garbage disposal. Accidents happen—we’ve got you covered.

Disappearance

One day it’s there, the next it’s not—no clue how or where it went. If your jewelry vanishes without explanation, don’t stress, you’re protected.* 

Natural disasters

Fires, floods, hurricanes, and even earthquakes—if a disaster damages your jewelry, we’ll make it right. 

Worldwide travel

Lost your necklace in a Paris hotel? Left your ring in a cab in Tokyo? No matter where you are, your jewelry stays protected.

Inflation protection

If your appraisal is over two years old at renewal, we may automatically adjust coverage limits every two years to help keep up with rising jewelry values.**

Preventive maintenance

We cover proactive jewelry care, including prong re-tipping and repair, stone tightening, earring post and clasp replacement.*

Shipping

Your jewelry is covered when shipped for repairs using USPS Registered Mail, USPS Priority Mail Express, FedEx, or UPS (a receipt is required). But our policies aren’t designed for short-term shipping coverage alone.

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Did you know?

Over 150 rings a year are left in the bathrooms of airports and restaurants

Over 2200 claims per year are related to loss while traveling

About 365 claims per year are related to losing jewelry at the gym 

Over 400 people a year accidentally throw their ring in the trash

Over 750 pieces of jewelry were lost while swimming or boating