6 tips to traveling safely with your jewelry 

While most of the above applies to pretty much any jewelry you care about, there are extra tips to consider for traveling with expensive jewelry.

1. Document the jewelry you're bringing. Make a visual inventory of the pieces you're taking with you. If you need to file a police report for any reason, this may help with proof of ownership, though further proof may be required. (You should really do this anyway it's smart to have a personal jewelry inventory.)

2.Alert officials, if necessary. If your insurance company requires you to notify them of travel, make sure to do so. Also, if you’re traveling internationally, don't forget that you must report the transport of goods valued to customs if it exceeds their most recent thresholds.

3. Know when not to wear your jewelry. While your valuables are often safest while in your sight, there are activities during which you need to take your jewelry off. Look over our full list of activities that should be off-limits to jewelry.

4. Store safely at your hotel. Never leave your jewelry out in your hotel room, even inside your luggage. For any expensive jewelry you're not wearing, ask the hotel staff if they have a safe you can use, whether in your room or behind the desk.

5. Conceal, don't reveal. Don't advertise the presence of expensive jewelry by sharing to social media. Especially if you're in a more dangerous or unknown area, take steps to conceal any expensive jewelry from strangers. There's no need to make yourself a target.

6. Appraise and insure. Is your jewelry insured? Does your insurance cover worldwide travel? Or do you have travel insurance that covers jewelry? Make sure you know the limitations of your policy, and that you're properly covered for the value of your pieces. It's also smart to update any appraisals before you leave.

Unless otherwise indicated, all statistics cited on this page are sourced from the Jewelers Mutual study.

The most recent Jewelers Mutual study was conducted in February 2026. A sample of 1,526 adults in the U.S., age 18+ who were responsible for making insurance decisions in their household and had at least one piece of fine jewelry, were recruited via an online research panel and surveyed via online self-completion.

The original version of this Jewelers Mutual study was conducted in February of 2026  via an online survey through usertesting.com. A sample of approximately 300 adults aged 18+ were recruited via an online research panel and interviewed via online self-completion.

Interested in learning more about other research done by Jewelers Mutual? Check out our research page for all the latest insights.