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Platinum vs. Silver: Same Color, Very Different Metals

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Line up a bunch of jewelry from afar and the most basic distinction you can make is between silver and gold.

While deciding broadly between these two hues is mostly a matter of style and preference, choosing an exact type of metal jewelry is a bit more involved.

Let's say you decide on silver-hued jewelry. Do you actually want silver? Or perhaps platinum? Read on to learn the differences between silver and platinum jewelry.

Platinum vs. Silver

Let's get the differences in appearance addressed first.

While at first glance both silver and platinum appear silver in color, the two metals are actually easily discernible to the naked eye. Both have gray undertones, unlike white gold which has a warmer, yellow undertone, but platinum is much brighter and shinier and silver has a duller, gray appearance.

Durability

The difference in durability is really no contest between platinum and silver.

Silver is a soft metal that wears down quickly and tarnishes easily. One of the biggest advantages of platinum is its high melting point, making it hard enough to not require any alloys.

Platinum rings are often 90-95% pure platinum, perfect for standing up to the test of the everyday wear of an engagement ring.

Price

Silver is one of the most affordable jewelry metals. It's great for costume jewelry that goes in and out of style.

However, when the item of interest is a piece of fine jewelry you'll wear quite often, if not daily, platinum is well worth the investment. It's one of the most expensive metals for jewelry making, second to rhodium, which is typically only found as a coating over gold to increase its durability.

Wear & Care

Platinum is a metal of choice for jewelry wearers with sensitive skin. It's naturally hypoallergenic and shouldn't cause any skin irritation.

While most people aren't directly allergic to silver or gold, many of the metals that can be alloyed with them are common allergens.

Looking for low maintenance? Another point for platinum.

While all fine jewelry should be professionally cleaned by your jeweler a couple times a year, you won't need to do much else to maintain the hallmark luster of platinum. Silver, on the other hand, requires frequent polishing to keep tarnish at bay.

Want to know all the cleaning & care advice from our jewelry experts? Download  our free guide. <>

If you're researching for an engagement ring or other fine jewelry, the choice is pretty clear between platinum and silver. We also happen to know a great place to start your search for platinum jewelry - Platinum Guild International. Happy jewelry shopping!

Looking to ensure your wedding band once you find the perfect one? Check your rate by clicking the button below.

 

 

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Jewelers Mutual was founded in 1913 by a group of Wisconsin jewelers to meet their unique insurance needs. Later, consumers began putting their trust in Jewelers Mutual to protect their jewelry and the special memories each piece holds. Today, Jewelers Mutual continues to support and move the industry forward by listening to jewelers and consumers and offering products and services to meet their evolving needs. Beyond insurance, Jewelers Mutual’s powerful suite of innovative solutions and digital technology offerings help jewelers strengthen and grow their businesses, mitigate risk, and bring them closer to their customers. The Group insurers’ strong financial position is reflected in their 38 consecutive “A+ Superior” ratings from AM Best Company, as of November 2024. Policyholders of the Group insurers are members of Jewelers Mutual Holding Company. Jewelers Mutual is headquartered in Neenah, Wisconsin, with other Group offices in Dallas, Texas and Miami, Florida. To learn more, visit JewelersMutual.com.