The Jewelry Box Blog

Time to Insure Valentine's Day Jewelry

on Feb 15, 2022 9:35 AM
Insure Valentine's Day jewelry

Millions of couples rekindled the romance this Valentine’s Day. According to the National Retail Federation, 22% of consumers chose to gift jewelry this Valentine's Day.

If you splurged on your valentine, as so many people did, then it’s time to practice a bit of “romantic practicality”. Insure Valentine's Day jewelry and protect that precious purchase.

I know what you’re thinking…nothing says “I love you” like insurance, right?

You may laugh now, but it’s not so funny when you consider the devastation that would come from losing that cherished Valentine’s gift.

Insuring Valentine's Day Jewelry

Proper jewelry protection is especially important if you were one of the thousands of couples who got engaged on Valentine’s Day.

Proposers, how freaked out were you to be hanging onto that ring before you got the nerve to propose? Hopefully you kept it in a safe spot.

Put Insurance Where the Heart Is

Generally speaking, Jewelers Mutual Group policies cover loss, theft, damage and mysterious disappearance. This includes common causes of loss like leaving your ring on a beach towel, having earrings stolen from your car, cracking your stone on the edge of a table or literally just not having a clue where your necklace went.

Big picture: a jewelry insurance policy from Jewelers Mutual is an "all perils" policy. This means that your jewelry is covered no matter the cause of damage or loss unless the cause is specifically listed as an exclusion.

You work with your jeweler of choice to have your item repaired or replaced with the same kind, quality and value as the original so that the deep-rooted memories you have attached to that item can remain intact.

Already have Jewelers Mutual coverage? You can add jewelry to your existing policy.**

Life is Like a Box of Chocolates ...

... You never know what you’re going to get. But won’t it feel better to be prepared for life’s surprises? Or, maybe Valentine’s chocolates don’t sound like such a bad idea after all.

Did you get jewelry on Valentine's Day? Make sure it's insured! Click the button below for a quote in under a minute. No personal information required.


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**A detailed description of the jewelry is required for each jewelry item you wish to add to your policy. For the best coverage, we recommend detailed descriptions dated within the last 18 months.